Commercial Truck Insurance

4.8 Customer Satisfaction Rating (437+ Reviews)

Explore small business insurance resources + Insights
Stay up to date on emerging industry treands and topics
NOV 10, 2020
Insurance Impact of COVID-19 on Short-term Rentals and Transportation Network Platforms
JUL 21, 2020
5 Strategies for Successful Small Business Renewals During COVID
APR 22, 2020
Small Business and Personal Lines During
the COVID Crisis
FEB 19, 2019
Perils and Fitfalls of Insuriag Short-Term
Vacation Rentals

Trucking moves America.

According to the American Trucking Associations, more than 72 percent of goods moved in the United States ship by truck. Trucks carry goods worth more than $732 billion each year.

And that’s why the commercial insurance on those trucks and their cargo is an important part of the American economy.

Whether your commercial fleet is one truck or 50, every day brings hazards to the road in the form of collisions, fire, and theft of your truck or cargo. At Assurance Total Protection, we give you the peace of mind of knowing you have the right coverage to cover any unforeseen event. We are experts in protecting your assets. We know the commercial trucking industry inside and out and bring that wealth of knowledge to our customers – all at competitive prices.

Progressive Commercial is the largest commercial insurance company in the United States and Assurance Total Protection partners with Progressive as a local agent. This partnership allows trucking firms to tap into knowledge, experience, and capabilities without parallel.

We understand trucking and the associated commercial auto industries. Our highly trained agents are uniquely qualified to help your trucking firm with all your insurance needs.

Assurance Total Protection meets the requirements for the UIIA Trailer Interchange, Amazon Relay, and the Federal Motor Carrier Safety Administration.

We know how to provide you with quality, effective commercial insurance while finding you special discounts to reduce the costs.

Trucking comes in a variety of sizes and industries. Our commercial truck insurance portfolio is versatile enough to meet any trucking needs.

Our standard policies offer the following:

  • Liability Insurance: Covers damage you cause others in an at-fault accident. Most states require liability insurance. This coverage addresses medical bills and, in some cases, death benefits. Property liability coverage pays for damage to others’ property, such as vehicles and structures.
  • Collision Insurance: Covers damage to your vehicle after a crash.
  • Comprehensive Insurance: Pays for damage from non-accident events, like theft or weather damage.
  • Medical Coverage: Pays for your own medical bills and those of your passengers. It may also cover death expenses.
  • Uninsured/underinsured Insurance: Insures you against damage caused by individuals without appropriate liability coverage.

In addition to the standard auto coverage, we carry additional coverages specific to the trucking industry.


Trucking Insurance Coverages

Specialty Insurance Coverages  
Primary Liability This coverage meets the general requirements for liability protection.


Motor Truck Cargo Insurance This coverage includes freight hauled by a for-hire trucker. Cargo is protected in case of loss or damage due to collision, fire, or another unforeseen incident.


Motor Truck General Liability Insurance This coverage pays for injuries and property damage because of business activities not directly related to the operation of a commercial truck.


Non-Trucking Liability This insurance modifies the liability portion of your policy. Non-trucking liability covers any medical or other expenses and associated injuries and damages to property while using the vehicle for recreational purposes.


Physical Damage Coverage provides for damage to the truck due to overturning, collisions, theft, or natural disasters.


Trailer Interchange Insurance This coverage provides physical damage insurance for trailers being pulled under a trailer interchange agreement.
Rental Reimbursement with Downtime This coverage provides reimbursement for up to 30 days of rental costs as well as assistance with locating a reasonable commercial truck replacement. If a reasonable replacement cannot be found, this insurance will pay up to the vehicle’s daily rental limit during downtime.


Call the trucking insurance experts at Assurance Total Protection and learn how your trucking business, big or small, can find peace of mind in knowing that your trucks and cargo are protected when the unforeseen and unexpected becomes reality.

employees nationwide
offices around the country