Condo Insurance

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Condominium owners have unique homeowners insurance needs that traditional homeowners do not have. Condos often have shared spaces and onsite community amenities. Most condos are administered by a condominium association that provides a master insurance policy that covers the exterior physical structure, common areas, and the grounds. At Assurance Total Protection, a Progressive local agency, we provide condo insurance policies that cover property damage and liability risks of the individual unit owner.

Standard coverages protect the unit owner from damaged, lost, or stolen property due to fire, theft, or natural disaster. The liability coverage protects against a visitor’s injury and could cover associated medical expenses and/or legal fees.

Standard Coverages:

  • Personal Property – Personal items, such as electronics, tools, appliances, clothes, and furniture will be covered up to a certain limit.
  • Loss of Use – If your condo is damaged due to any covered losses, this coverage will provide for any additional living expenses.
  • Personal Liability – If you are found liable for a visitor’s injury, condo homeowner’s insurance could cover associated medical expenses and/or legal fees.

How much condominium insurance do you need?

The level of condo insurance is dependent on the value of possessions in the unit. Our condo insurance professionals can determine replacement costs of your possessions and calculate the appropriate level of coverage.

Call us today to make sure your condo has the right amount of coverage.

Ways to save on your Condo Insurance:

Bundle Your Auto & Condo Insurance Policies

Save an average of three percent on your car insurance when you bundle both your auto and renters insurance.

Pay In Full

You may qualify for additional discounts if you pay your insurance premium in full.

Alarm Systems and Safety Devices

You could qualify for additional discounts if you have home alarm systems, automatic sprinklers & more.

Brand New Condo Purchase

Purchasing a new condo? You may qualify for an additional discount.


Call today to discuss our condo insurance coverages and discounts with an Assurance Total Protection agent.

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